MAKE CUSTOMER
PAYMENT BEHAVIOR
VISIBLE.
Protect The Deal After The Sale.
PayProof helps Buy Here Pay Here dealerships improve collections, reduce repossessions, and strengthen portfolio performance through behavior-based payment intelligence.
WATCH BEHAVIOR
BECOME VISIBLE.
Move the slider. See what happens to a customer's PayProof Trust Score the moment a payment is missed.
Where Accountability Begins
The moment a customer is contracted and paired with your dealership, everything changes.
Dealer enters customer into PayProof
Every customer starts with a Trust Score.
Not good. Not bad.
Just a starting point.
Customer receives a pairing invitation
Once connected, both sides become part of the PayProof ecosystem.
Trust Score becomes active
For the first time, the customer can actually see their payment behavior.
Every payment matters. Every decision matters.
Behavior begins influencing score
Humans react to feedback. People naturally work to improve visible scores.
The same psychology that powers credit bureaus now works inside your dealership.
Dealer receives visibility
While under contract, consent-based location intelligence helps dealerships better understand customer movement patterns.
If recovery becomes necessary, valuable location history and verified address information can dramatically improve recovery efforts.
Portfolio transformation
The best dealerships don't wait for problems.
They identify them before they happen.
Proof Of Trust.
Because people behave differently when accountability becomes visible.
Recovery When You Need It Most.
When a contract goes bad, PayProof helps you move faster.
A Trust Score begins falling
PayProof helps identify risk before it becomes a repossession.
Dealer opens Recovery Marketplace
Instant access to a growing network of recovery professionals.
Post a recovery request
Everything needed to begin recovery is already connected.
Watch progress in real time
No more guessing. No more endless phone calls.
Know exactly what's happening.
Recovery successful · Portfolio protected
Pay only for successful recoveries.
The goal isn't more repossessions. The goal is protecting your portfolio when they become necessary.
Accountability.
Recovery.
All inside one platform.
BY THE TIME YOU REACT,
IT'S ALREADY OVER.
- Step 1Payment was due two weeks ago
- Step 2Customer stopped answering
- Step 3Repo truck gets dispatched
- Step 4Vehicle comes back damaged
- Step 5Thousands disappear from the deal
WHAT IF YOU SAW IT COMING EARLIER?
That's PayProof. Behavioral intelligence that shows risk before it shows up as loss.
THE GUARDIAN
WATCHES WHAT
OTHERS MISS.
The PayProof Guardian symbolizes what PayProof does every day — turning blind spots in your portfolio into visible, actionable intelligence.
HUMANS REACT TO
GOOD & BAD.
No one wants to fail. No one wants to be considered a risk. Those doing well want to keep doing well.
PayProof makes behavior visible.
- Score keeps climbing
- Gets better opportunities
- Recognized as low-risk
- Builds payment reputation
- Score keeps dropping
- Dealers see the warning
- Flagged as elevated risk
- Behavior is exposed
HUMANS REACT
TO GOOD & BAD.
Every customer begins with a PayProof Trust Score.
For the first time, customer behavior becomes visible across participating dealerships.
SEE PROBLEMS BEFORE THEY
BECOME REPOSSESSIONS.
Real-time insights that help you take action early.
WHAT WOULD ONE LESS REPO
A MONTH MEAN?
Estimates only. Actual results vary by portfolio behavior.
EVERY PORTFOLIO
HAS ENEMIES.
The best dealerships don't react. They prepare.
PayProof helps identify risk before it impacts your bottom line.
EVERY MISSED PAYMENT
COSTS MORE THAN
YOU THINK.
Most dealerships don't lose money because of bad customers. They lose money because they discover problems too late.
- Collections are already declining
- Repos are already becoming more likely
- Portfolio performance is already suffering
- Customer accountability is already decreasing
BUILT FOR DEALERS WHO REFUSE
TO LOSE THE DEAL.
Help customers stay accountable so payments land on time.
Better payment behavior reduces unnecessary recoveries.
Earn $10 every month for every active PayProof subscriber paired with your dealership.
Behavior insights, Guardian AI, GPS Heartbeat Monitoring, and Risk Radar work together to strengthen portfolio performance.
DEALERS WHO SEE
WHAT OTHERS MISS.
"Customers started paying differently the moment they knew behavior was being tracked."
"PayProof gave us visibility we never had before. We're seeing problems weeks earlier."
"This changed the way we manage our portfolio. Less reacting, more controlling."
BECOME ONE OF ONLY 300
FOUNDING DEALERS.
The first 300 approved dealerships lock in PayProof FREE for life. No monthly subscription. No expiration. No hidden fees.
The first 300 approved dealerships receive PayProof FREE for life.
- Unlimited Consumer Profiles
- Unlimited Contracts
- Unlimited Employees
- Guardian AI
- Portfolio Dashboard
- Collections Dashboard
- Risk Radar
- Recovery Marketplace
- AI Insights
- GPS Heartbeat Monitoring
- Future Platform Updates
YOUR CUSTOMERS CAN NOW HELP
PAY FOR YOUR GROWTH.
Every active PayProof subscriber connected to your dealership earns your dealership recurring monthly commission. When your customers stay active on PayProof, your dealership earns $10 per active subscriber every month.
A recurring revenue stream while improving payment behavior, accountability, and portfolio performance.
FOUR STEPS FROM CONTRACT
TO RECURRING REVENUE.
Add a customer and contract inside PayProof.
Customer accepts the dealer pair request.
$24.99 / month. Everything included.
For every ACTIVE subscriber paired with your dealership.
ONE MEMBERSHIP.
EVERYTHING INCLUDED.
Customers get the full PayProof experience for one simple price — and your dealership earns recurring commission on every active subscriber.
- Trust Score
- Guardian AI
- Dealer Pairing
- GPS Heartbeat
- Live Tracking
- Smart Notifications
- Proof of Payment History
- Document Vault
- Driving Timeline
- Portfolio History
- AI Assistance
- Future Premium Features
KNOW ANOTHER
DEALERSHIP?
Invite another Buy Here Pay Here dealership to join PayProof. When they become an approved dealer, you receive a one-time referral bonus.
JOIN THE FOUNDING 300.
Tell us about your dealership. Our team will reach out within one business day to confirm your founding spot and walk you through onboarding.
CINEMATIC DROPS.
Click any reel. The Guardian plays instantly.
